Watercraft and Boat Insurance in Baton Rouge, LA

Having the right watercraft and boat insurance policy for your watercraft can be an excellent way to protect yourself from costs related to property damage and medical expenses if an injury occurs. Our agency can assist you in learning more about your coverage options so you can be financially protected.

What Does Watercraft and Boat Insurance Cover?

Boat insurance policies generally depend on the type of coverage you select. Regardless, common boat insurance coverages include:

• Boat liability coverage helps cover expenses if your boat causes damage to another person’s property.
• Medical payments coverage helps cover medical expenses if you or a passenger gets injured on your boat.
• Boat insurance property coverage helps protect your boat from various risks and potential incidents by covering costs related to incidents such as theft or vandalism.
• Uninsured watercraft coverage helps cover expenses if an uninsured boater collides with you and causes injury to you or your passengers.

Other coverage options may be available. Our agency can help you learn about potential coverages to include in your boat insurance policy.

What Is Included in Comprehensive Boat Insurance?

Comprehensive coverage for boats functions similarly to what you might find in auto insurance for a car. As such, this feature of your boat insurance policy may provide critical coverage, potentially providing financial assistance in response to incidents affecting your boat other than collisions, such as the following:

• Fires
• Theft
• Vandalism
• Severe weather

How to Get Boat Insurance

Bill Caldwell Insurance Services LLC is ready to help you learn more about boat coverage. Contact us today to request a quote or to learn more.