Auto Insurance in Baton Rouge , LA
The Bill Caldwell Insurance Services LLC team in Baton Rouge , LA, can help you get auto insurance to comply with state laws and provide appropriate financial protection. Contact us today for a personalized quote.
Do I Need Auto Insurance?
Louisiana law requires all residents who drive to buy minimum amounts of auto liability insurance coverage. This insurance may help cover third-party property damage or injury claims for which you may be legally responsible in an accident.
Auto liability insurance coverage claims only up to the policy’s dollar limits. Your agent may advise you to purchase more than Louisiana’s minimum required amounts of this essential coverage.
If you have a car loan or lease your vehicle, you may be required to purchase full coverage insurance—including comprehensive and collision policies— to help pay for repairs or replacement of the car after an accident. Your lienholder may impose other insurance requirements, as well.
Bill Caldwell Insurance Services LLC specializes in helping Baton Rouge area residents get the car insurance coverage they need at favorable rates. Our team will help you compare multiple insurance quotes to help you get appropriate coverage for your situation.