July 28, 2025
AgencyAre Canoes and Kayaks Covered by Boat Insurance?
Few things compare to a quiet afternoon on a calm lake or river. If you own a kayak or canoe, you likely cherish these and other serene moments when you can get on the water. It’s important, then, to ensure you have proper financial protection to help protect your vessel. What Does Boat Insurance Cover? […]
June 26, 2025
AgencyHow Inflation Is Driving Up Home Insurance Costs—And What You Can Do
In 2025, homeowners across the U.S. are facing a sharp rise in home insurance premiums, with inflation playing a central role. As the cost of materials, labor and repairs continues to climb, insurers are adjusting their rates to keep pace with the growing expense of rebuilding and repairing homes after damage. Inflation and Homeowners Insurance […]
May 23, 2025
AgencyComprehensive Guide to Ensure Boat Safety
Boating offers a fantastic opportunity to enjoy the water, whether fishing, sailing or cruising. However, prioritizing boat safety is crucial to help ensure a fun and incident-free experience. Preparation and Planning Thorough preparation is crucial before setting sail. Check the weather forecast to avoid unexpected storms or rough waters. Inspect the engine, fuel levels and […]
April 21, 2025
AgencyCommon Contractors Insurance Claims and How to Avoid Them
Contractors face various risks on the job, making insurance claims a common occurrence. Understanding the most frequent claims and how to mitigate them can help contractors maintain a safer work environment and reduce the need for filing claims. Property Damage Claims Property damage is one of the most common claims contractors may face. This can […]
February 21, 2025
AgencyNonrenewal Notices and How They Work in Florida
Insurance policies protect our homes, vehicles and other valuable assets. However, there are instances when an insurance company decides not to renew a policy. At , we can guide you on what you may need to know about nonrenewal notices in Florida. What Is a Nonrenewal Notice? A nonrenewal notice is a formal communication from […]
January 3, 2025
AgencyHomeowners Insurance Policy Annual Review Tips
Homeowners insurance is an essential financial protection, helping shield your home and personal belongings from unforeseen incidents. In , where natural disasters like hurricanes and floods are common, it’s essential to review your homeowners insurance policy annually to help ensure you have adequate coverage. How to Review Your Homeowners Insurance The following are some tips […]
December 17, 2024
AgencyWinter Weather Safety Tips for Employees
As winter approaches, it’s crucial for employers to ensure their workers are well-prepared to handle the challenges that come with wet conditions, colder temperatures and other dangers associated with the winter weather this time of year. Even the most experienced employees may require reminders, as oversights and negligence can have deadly consequences. 5 Tips for […]
November 26, 2024
billcaldwellAuto Insurance for New Drivers–Tips for Finding Affordable Coverage
Getting auto insurance as a new driver can be challenging and often expensive. However, there are several strategies you can use to find affordable auto insurance without compromising coverage. One of the most effective ways to find affordable auto insurance is to compare quotes from multiple providers. Each insurance company uses different criteria to determine […]
October 21, 2024
billcaldwellWhen Do My Kids Need Their Own Car Insurance Policy?
Navigating the world of car insurance can be daunting, especially when it comes to your children. As they grow older and gain more independence, the question of when they need their own car insurance policy becomes increasingly important. Whether they’re heading off to college, starting their first job or simply driving more frequently, understanding […]
August 30, 2024
AgencyInsuring Your Motorcycle for Maximum Safety
The times you spend on your motorcycle on the open road can make for thrilling experiences and incredible memories. But regardless of how many times you might hop on your bike, you need to respect the possibility of both literal and figurative bumps in the road. This makes it necessary for you to fully understand […]